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How to deal with financial stress

How to deal with financial stress

– nearly 1 in 3 affected Close to one in three Aussies is feeling the pinch financially, with money worries reportedly leading to sleep loss, conflicts in relationships, isolation, as well as a range of other things.i These were the findings from the inaugural...
Don’t just invest for your children, invest with them

Don’t just invest for your children, invest with them

Investing with your child can help them build a nest egg and improve their financial literacy. Gifting your child with a nest egg of investments is a wonderful idea, and will no doubt give them a kickstart into adulthood. But some experts say we may be approaching...
I’m young – do I need life insurance now?

I’m young – do I need life insurance now?

Life insurance is usually not something people think about until they begin to accumulate assets, debts and dependants. And there can be a fair amount of information to sift through, including some little known and commonly misunderstood facts. But you shouldn’t leave...
Give your kids money smarts

Give your kids money smarts

Children learn a lot from their parents when it comes to money—arm yours for financial success. When it comes to money, your own behaviour and attitudes can strongly influence your kids. Help your kids to be money smart by demonstrating positive money habits and...
Why it pays to contribute to your partner’s super

Why it pays to contribute to your partner’s super

If your other half is a stay-at-home parent, working part-time or out of work, adding to their super could benefit you both financially. If your spouse (husband, wife, de facto or same-sex partner) is a low-income earner or not working at the moment, chances are...
Helping your kids buy a home

Helping your kids buy a home

Increasing house prices are good news for property owners but can be a bit of a hurdle for people trying to get into the market. If, like many of our clients, your goal is to help your children buy a home, there are a few ways you can help. Perhaps some of the tips...
How much super should I have at my age?

How much super should I have at my age?

We look at the average super balances for different age groups in Australia so you can see how your super savings compare. A healthy super balance can be a key ingredient in being able to live the life we want in retirement. But for many people, retirement is a long...
7 Ways to Boost Your Super

7 Ways to Boost Your Super

Investing in your super now may help you live the life you desire in retirement. By the time you retire, your super will likely represent one of your biggest assets. It’s real money and it’s your money, so putting some thought into making contributions...
Your Retirement Questions Answered

Your Retirement Questions Answered

If you’re wondering what you might do with your super money when you do access it, remember there will be a number of things to weigh up and look into. How can I take my super? Taking super as a lump sum A lump sum could help you pay off your home loan or other...
How to Work Out Your Retirement Number

How to Work Out Your Retirement Number

The amount of money needed for retirement is not one size fits all. How you’d like to spend your retirement is as unique as you. From the big life changing goals, to the smaller, more personal ones that give your life meaning. There’s no defined age you must retire...
5 Ways to Keep a Cool Head In a Falling Share Market

5 Ways to Keep a Cool Head In a Falling Share Market

Despite concern, falling share prices are not necessarily a sign of a mild or major bear market situation, according to Dr Shane Oliver. The share market correction many people are talking about at the moment is causing concern for a number of investors, including...
Australians Reveal Their Priority Goals

Australians Reveal Their Priority Goals

Most Australians indicate their biggest life goal is a financial one, but many admit failing to plan is a roadblock. Increased household debt, record-high property prices and the aftermath of the global financial crisis have not impeded Australians’ belief in their...
Spread Your Money, Reduce Risk

Spread Your Money, Reduce Risk

Six out of ten Australians own investments outside of the family home and super. That’s good news. The only problem is that many people are still putting all their eggs in one, or just a few, baskets. The latest investor study by the Australian Securities Exchange...
Insurance Through My Super

Insurance Through My Super

Am I better off buying insurance through my super? When it comes to arranging insurance it’s important to decide what types of insurance are available to you and what you’ll need for your particular life circumstances. From here you’ll need to consider whether you...
6 Traits of Australians Living the Dream

6 Traits of Australians Living the Dream

Almost one in four Australians (23%) believe they are definitely or mostly ‘living the dream’, according to recent research from the Financial Planning Association. Here are 6 traits that have helped them to achieve their dreams: 1. Strong personal habits Australians...
Can Refinancing Save Me Money?

Can Refinancing Save Me Money?

By replacing your existing loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year to ensure the interest rates, fees and features continue to meet...
2017 Has Been Kind to Investors

2017 Has Been Kind to Investors

As we head towards the end of 2017, it’s worth taking a look at how Investment Markets have fared over the year. It turns out we’ve enjoyed a pretty good 12 months – especially if you haven’t had a significant chunk of your wealth tied up in cash. The last 12 months...
Get ready for the First Year of Retirement

Get ready for the First Year of Retirement

Will you be a honeymooner, a go-getter or a relaxer? The first year of retirement is one of transition in which you will need to adjust to major changes that can bring big rewards. Some of the changes may include; preparing mentally for the shift to not working...