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How to Play Catch Up With Your Super

How to Play Catch Up With Your Super

Now you can put more into super at the concessional rate of tax, starting from the 2019-20 financial year Putting more money into the tax-friendly framework of superannuation to help you enjoy a fulfilling retirement… it’s one of those things that seems like a no...
What are the superannuation retirement rules?

What are the superannuation retirement rules?

When you access your super at retirement your super fund may ask you to sign a declaration stating that you intend to never be employed again. But there may be compelling reasons why someone would subsequently return to work. According to the Australian Bureau of...
How to Retire Early

How to Retire Early

Whether you choose or need early retirement, having a plan can give your money the best chance of lasting the distance. Whether lifestyle preferences or circumstances beyond your control are behind your decision to retire early, you’ll need to make a plan to help your...
When Can I Access My Super

When Can I Access My Super

Superannuation is generally intended to help fund your retirement, but there are instances where you may also be able to withdraw your super savings early, depending on your situation. Here is a high-level summary as to when super may be accessible to you. When you...
Why Saving Is Behaving

Why Saving Is Behaving

Did you know there are 293 ways to make change for a US dollar, but only 50 for an Australian dollar? Cashiers in America must have jumped for joy when debit cards became the rage. Is your bank taking you for a ride? We all have our own methods of saving money. Some...
9 Money Mistakes to Avoid In Retirement

9 Money Mistakes to Avoid In Retirement

How to keep your finances on track once you leave the workforce When you’ve worked hard all your life to build up your nest egg, the last thing you want to do is fritter it away too quickly. In this article, we look at the common money mistakes people in retirement...
How to Save Money

How to Save Money

Saving money doesn’t just happen, but these steps could help you to reach your saving goals sooner. How Australians save Research has found that almost three quarters of Australians surveyed save by putting spare money into a savings account, whether they do this...
Super investment options – what’s right for you?

Super investment options – what’s right for you?

Choosing the right super investment options at the right time could make a difference to how much money you have when you retire. When it comes to your superannuation, the investment options you choose today and in future may impact how much money you retire with. If...
Would you like to retire by 40?

Would you like to retire by 40?

Many younger Australians are joining the Financial Independence, Retire Early (FIRE) movement. Is it right for you? When you’re starting out in the workforce and building your career, retirement can seem like a long way away. And with the age at which you can access...
5 life insurance questions you’ve always wanted to ask

5 life insurance questions you’ve always wanted to ask

hat impact do factors like your weight, age and smoking status have on your ability to buy life insurance?  Life insurers take into account a number of different factors when assessing insurance applications, but asking your insurer about the impact these factors...
6 ways to reduce your credit card debt once and for all

6 ways to reduce your credit card debt once and for all

Here are some tips to start paying off your debt $45 billion. That’s how much Australians owe on their credit cards.i Now, perhaps that’s no drama if we’re not paying too much to access credit and we’re managing to avoid interest charges by paying back what we owe on...
6 steps to get your money stuff together

6 steps to get your money stuff together

If you’re like three out of four Australians, you may have started the year without a proper budget.i Research indicates that over a third of us believe budgeting is too much effort and almost one in five Aussies say budgeting takes too much time.i Here are some easy...
How to deal with financial stress

How to deal with financial stress

– nearly 1 in 3 affected Close to one in three Aussies is feeling the pinch financially, with money worries reportedly leading to sleep loss, conflicts in relationships, isolation, as well as a range of other things.i These were the findings from the inaugural...
Don’t just invest for your children, invest with them

Don’t just invest for your children, invest with them

Investing with your child can help them build a nest egg and improve their financial literacy. Gifting your child with a nest egg of investments is a wonderful idea, and will no doubt give them a kickstart into adulthood. But some experts say we may be approaching...
I’m young – do I need life insurance now?

I’m young – do I need life insurance now?

Life insurance is usually not something people think about until they begin to accumulate assets, debts and dependants. And there can be a fair amount of information to sift through, including some little known and commonly misunderstood facts. But you shouldn’t leave...
Give your kids money smarts

Give your kids money smarts

Children learn a lot from their parents when it comes to money—arm yours for financial success. When it comes to money, your own behaviour and attitudes can strongly influence your kids. Help your kids to be money smart by demonstrating positive money habits and...
Why it pays to contribute to your partner’s super

Why it pays to contribute to your partner’s super

If your other half is a stay-at-home parent, working part-time or out of work, adding to their super could benefit you both financially. If your spouse (husband, wife, de facto or same-sex partner) is a low-income earner or not working at the moment, chances are...