About Us

We are very passionate at helping individuals, families and businesses achieve their financial goals and dreams so they can spend more time on what is important to them.

John Hiolos and Nicholas Christou are joint partners of H & C Financial Partners Pty Ltd, established in 2014. They have a combined experience in Financial Services spanning over 15 years.

In 2016 the team at H & C Financial Partners were awarded the Victoria/Tasmania Practice of The Year, in recognition for their outstanding commitment and financial advice provided to their clients and the community.


Getting on top of your finances, taking control of your debt and understanding the various intricacies and ever changing rules of superannuation, tax, investments and financial planning in general can be stressful.

Our role is to take the ‘complicated’ away from our clients by developing and implementing a tailored financial plan that meets your specific needs and overall goals.

Our Team

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Nicholas Christou AFP® – BBus, DipFSFP, DipBus

Nicholas Christou is Managing Director and partner at H & C Financial Partners.

With 11+ years’ experience in the Banking & Finance Industry, Nicholas is a Financial Planner AFP® and has a broad and extensive knowledge around all facets of Financial Planning. He prides himself on delivering expert and tailored advice to each of his clients.

When time allows, Nicholas loves nothing more than spending valuable time with his wife, his baby daughter and their close family and friendly. He is a huge supporter of the AFL and enjoys dining out.

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John Hiolos CFP® – BComm (FP & Fin)

John Hiolos is Managing Director and partner at H & C Financial   Partners.

John is a Certified Financial Planner CFP® and brings with him more than 9 years’ experience in the Financial Planning industry. He is a highly skilled adviser and dedicated to providing a service of excellence to every client.

Away from the office John enjoys spending most of his time with his Fiancé & close family and has a huge passion for Soccer & AFL.

Should you wish to discuss your financial and lifestyle goals or if you are simply looking for further information and would like to learn more about how we could assist you, please feel free to contact H & C Financial Partners.

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